USJJF Insurance Program
February 26, 2005)
As of May 22,
2005 - at the recommendation of the USJJF (USMAF & USYA) Risk
Management Committee and the Board of Directors decision, the
USJJF (USMAF & USYA) will no longer make available Medical
(Accident) Insurance Coverage to its Members. After
approximately five (5) years of providing this medical
(accident) insurance coverage, the simple fact is that most
clubs and members have not been supporting this insurance
program. This insurance policy was costing much more than it
generated in revenue to justify its continuation. Both
instructors and individual members have been reporting to the
National Office that most folks have their own medical
(accident) insurance coverage through their jobs or families.
Note, while the medical (accident) insurance policy will not be
re-newed after May 21, 2005, the USJJF (& USMAF) will continue
to provide insurance coverage for its major tournaments.
On behalf of the Board of Directors of the
United States Ju-Jitsu Federation, I am very pleased to announce that
USJJF continues to provide an outstanding Insurance Program for its
individual members and registered clubs. This program is made possible
through the cooperative efforts of the USJJF and our Partner Organization,
the United States Martial Arts Federation (USMAF). As a result of the
"working partnership" of these two National Organizations, we are able to
provide outstanding insurance coverage for our members and clubs at a very
reasonable cost. Note:
Effective 15 August 2004, Our Medical (Accident) Insurance Coverage is
Optional for Our Members.
Accident Coverage for Insured Members
Effective May 21, 2002, individual insured
members continue to receive personal accident insurance of $25,000.00 with only a
$25.00 deductible. (Some other organizations offer similar coverage, but
their deductible is $1,000.00 or more.) We are striving to provide this
insurance program for our members at the lowest possible cost. The annual
insurance fee for each member will be $15.00 This accident insurance is
excess medical coverage, which means if you have another medical insurance
policy, USJJF's policy is secondary to your other policy. This accident
insurance program is mandatory for all USJJF members. When you attend a
USJJF sanctioned event, (i.e., camp, seminar, course, competition, etc.)
you will need to show you membership / insurance card. This coverage only
applies during sanctioned events or supervised training at USJJF clubs, as
well as traveling to & from these events.
If you are already a USJJF member, please
complete the insurance form, from our website, and attach your $15.00 to
the form. If you are a USJJF Life Member, you need only to complete the
USJJF Annual Insurance Form. Mail the form and fees to the USJJF National
Office to receive your new USJJF Membership / Insurance Card! New members
must use the USJJF membership form. Your USJJF accident insurance is
effective the date your insurance forms & fees arrive at the National
Office. This coverage will always be excess over any other medical
Note: Coverage is not valid in any case
where projectile weapons or kickboxing are involved.
You must sign the approved waiver and
release document that is part of the insurance and membership forms.
This policy does provide coverage for a
wide scope of supervised general training and competition in self-defense,
kata, exhibition, grappling and free fighting, including but not limited
to the competition rules of the United States Ju-Jitsu Federation (USJJF)
and the Ju-Jitsu International Federation (JJIF). This policy does NOT
provide coverage for participant versus participant claims.
Note: All competitions must be approved &
sanctioned by the USJJF. Strict adherence to required safety equipment
must be followed, otherwise the coverage is not valid. As a minimum,
insured members must wear when participating in fighting the
following: hand pads, mouth protector, groin cup protector (required for
males), shin/instep pads. Chest protectors are recommended for female
participants. The USJJF and JJIF competition rules are available in the
"competition section" of the USJJF official website at
The Insurance coverage is purchased by the
USJJF on an annual basis. It is the intent of the Federation to renew this
policy each year. Your coverage extends for one year from the date your
membership / insurance card is processed at the National Office.
Another important point: Your Insurance is
provided under an "association" policy specifically purchased for the
United States Ju-Jitsu Federation (USJJF), and the United States Martial
Arts Federation (USMAF). You only need to pay for the insurance "once"
even if you have membership in more than one of these organizations. The
insurance records for each of the above organizations are maintained in
the data base at our National Office.
Liability Insurance Coverage for USJJF
The minimum club size is ten insured
members to receive two million ($2,000,000.) dollars FREE general and
participant legal liability insurance. This policy is for both
types of liability insurance coverage. This means that teachers and
officials are covered for accidents that happen both "on and off" the mat
or training area of the club, as well as during club events or sanctioned
events. Organizations with more than one training location (or facility)
must register each location as a separate club. The
minimum club size is ten (10) USJJF members for
each location. However, Note: All club participants must be current
insured USJJF members in order for the
Certificate of Insurance to be issued and the Liability Coverage to be in
effect. A Certificate of Insurance will be mailed to the club
when a "Request for Insurance Form" has been completed certifying that all
participants in your club are registered USJJF
members and mailed to the National Office.
Participant Legal Liability coverage is contingent upon Participant
Accident Insurance being carried by or on behalf of the participants.
USJJF insurance is required for all active members and it makes good
common sense to have everyone in your dojo covered by USJJF Insurance!
Note: this policy has a very low deductible in comparison to many other
martial arts organization policies.
To enroll in this outstanding insurance
program, simply complete the USJJF Membership or Insurance Form for
yourself and your students. The total annual fee is $40.00 per person
($25.00 annual membership and the $15.00 Insurance fee.). Send the forms
and appropriate fees to the USJJF National Office. Each member will
receive a new USJJF Membership / Insurance Card and a US JU-JITSU Patch!
The USJJF now provides both Type "A"
Sanctions for "Member Only" Competitions or other Events, as well as Type
"B" Sanctions for "Open" Championships & other Events involving both USJJF
Members and Non-Members:
USJJF Insurance Coverage for Competition &
Other Events involving only USJJF Members , (a Type "A" Sanctioned
Competition or Event)
Type "A" Sanctions: The USJJF does sanction
many ju-jitsu related events (such as competitions, clinics, seminars,
camps, etc.), provided that the hosting club is a current registered USJJF
club with all of its participants being USJJF insured members and the
sanction application is approved by Midland Insurance Company. Each
application for sanction is reviewed separately. Sanction Applications
(with the proper fees) should be received by the National Office at least
30 days prior to event. Insurance coverage is $1,000,000. liability
protection for the officials & volunteers of the event. To request a
sanction for your event, please complete the USJJF Application for
Sanction Form and send it with the proper fee to the USJJF National
Office, 1850 Columbia Pike, Ste. # 613, Arlington, VA 22204 USA.
Fees for a Type "A" Sanctioned USJJF events
are as follows:
Competition or other Events with 1 to 50
anticipated participants: $100.00
Competition or other Events with 51 to 100 anticipated participants:
Competition or other events with 101 to 150 anticipated participants:
Competition or other events with 151 to 200 anticipated participants:
Competition or other events with 201 to 250 anticipated participants:
Competition or other events with 251 to 300 anticipated participants:
For competition or other events with 301 or
greater anticipated participants, send application with the "300"
anticipated participants fee, the hosting club will be billed for
additional fees after the event.
After the sanctioned event, the hosting
club must complete the Competition/Event Report and pay a $1.00 competitor
/ participant fee to the USJJF National Office.
The USJJF reserves the right to send
observers to sanctioned events to verify the number of competitors or
participants. USJJF observers will also verify that adequate facilities
and program are provided to include safety equipment, certified referees,
& medical supplies/personnel and other related equipment.
The competition or event announcement and
entry/registration form must be attached to the application for sanction.
All officials and volunteers acting on behalf of the tournament director
or event host are covered with the $1,000,000.00 liability insurance.
Tournament directors may name additional insured parties (landlords,
sponsors, co-promoters and all others to be approved by the underwriter
and endorser) on the application for sanction.
USJJF Insurance Coverage for Competition & Other Events
involving both USJJF Members and Non-Members, (a Type "B"
Sanctioned Competition or Event).
Type "B" Sanctions: To sanction & conduct
an "Open Seminar or Camp" hosted by a USJJF Registered Club with
"Non-Member" Instructors and or Students participating, the insurance fee
is $2.00 per "non-member" per day = payable to USJJF. Minimum Fee is
$50.00 for this type of USJJF Seminar or Camp! Note: The Hosting Club must
have a current Certificate of Liability Insurance through USJJF. The
Insurance Coverage is both our Liability of $1,000,000.00 and the
$25,000.00 Medical (Accident) for all participants, volunteers, staff and
spectators. (deductible = $25.00 on Medical Expenses)
To sanction & hold an "Open Ju-Jitsu
Tournament" hosted by a USJJF Registered Club involving both USJJF members
and non-members, the flat insurance fee is $325.00 = payable to USJJF. All
competitors, officials, volunteers, staff & spectators are covered by both
USJJF's Liability and Medical (Accident) Coverage. Note: The Hosting Club
must have a current Certificate of Liability Insurance through USJJF.
The USJJF Waiver and Release of Liability
and Agreement to Participate form must be completed by every competitor or
participant and filed by the tournament director or event host. Failure to
complete this form may invalidate the insurance coverage. All sanctioned
competitions or events must provide individuals the opportunity to join
and become insured USJJF members, prior to the start of such events.
All hosts or directors of sanctioned USJJF
events are reminded that a Competition/Event Report form will be included
in the package of materials they receive when their event is approved for
a sanction and event insurance coverage. The Competition/Event Report must
be completed and returned to the USJJF National Office. Failure to
complete and return the report will result in refusal to provide further
sanctions and insurance to the director/host.
Note: This insurance policy is provided
with Warrantees and Representations that are guaranteed by the USJJF.
These warrantees and representations relate to medical insurance, use of
waivers, sanction provisions and the use of the USJJF / JJIF competition
The below documents are the
official documentation for the policy issued to the United States Ju-Jitsu
Federation and United States Martial Arts Federation and member
Certificate of Insurance
USJJF National Office
1850 Columbia Pike, Ste. # 613
Arlington, VA 22204 USA
TEL: & FAX: 703-920-1590
Claims and other
Martial Arts Group, Inc.
Midland Insurance Company
6041 Kimberly Blvd., Ste.# A
North Lauderdale, FL 33068
The United States Ju-Jitsu
Federation is very proud to provide this new insurance program for its
members and clubs. As stated previously, this "association" policy covers
the USJJF and several of its key "Partners" in the martial arts community.
In 2001, the USJJF celebrated 30 years of providing outstanding service to
American Ju-Jitsu and our American Ju-Jitsuka participated in the WORLD
GAMES in Akita Japan. US JU-JITSU has come a "long ways" and we are just
getting "warmed up". We are now preparing for the 2002 & 2004 JJIF World
Championships and the 2005 WORLD GAMES in Germany!
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